SOUTH AFRICA · TAX SEASON 2026 OPEN
Practitioners Help Centre Legal Library EN · ZA
Tax Health · 2026
87/100
Excellent
Estimated Refund
R 24,580.00
R 4,120 vs LY · 94% conf.
Effective Rate · 5Y
27.4%
AI Tax Intelligence Platform

Your financial stance, optimised by intelligence.

The first AI-native tax platform built for South Africa — combining advisory, SARS compliance, legal precedent, and optimisation in a single financial command centre.

Engine
RAG · v3.2
Filing
2026 Year
Sources
12,400+
Compliance
POPIA
Built for
Individuals, SMEs, Trusts
Coverage
All SA tax types
Trained on
Income Tax Act 58 of 1962
Updated
Daily · SARS feed
Start free
R 749 R 249 / month
Early adopter pricing · 2026
Grounded in the source documents that govern South African tax
Income Tax Act
VAT Act
Tax Administration Act
Estate Duty Act
SARS Interpretation Notes
Tax Court Judgments
Constitutional Court
80+ DTAs
The Platform

One financial operating system. Every tax decision.

Stance Finance unifies advisory, compliance, document intelligence, and optimisation into a single environment — designed for clarity at every level of complexity, from a first-time filer to a multi-entity practice.

01 · AI Advisor

Answers grounded in the law — never invented.

Every response cites the governing section, the relevant SARS interpretation note, and any binding precedent. Stance never fabricates a reference. When professional advice is required, it says so — explicitly.

  • Conversational interface TEXT · VOICE · OCR
  • Verifiable citations EVERY ANSWER
  • Confidence scoring 0 — 100%
  • Escalation to practitioners VERIFIED NETWORK
Try the Advisor
I sold an investment property in March 2026 — primary residence for 4 of 9 years. How is CGT calculated?
Stance Advisor
Because the property was your primary residence for only part of the ownership period, the capital gain is apportioned on a time basis. Only the non-residence portion is subject to CGT — the R2 million primary residence exclusion applies to the qualifying portion.
Primary Source · §
Income Tax Act — Eighth Schedule, Para 45 & 47
Precedent
CSARS v Stevens (2007)
02 · Return Analyzer

Five years of returns. Reviewed in minutes.

Upload IRP5s, SARS assessments, RA certificates, medical aid schedules, and bank statements. Stance detects missed deductions, flags audit risk, quantifies recoverable refunds, and generates the objection paperwork.

  • OCR document ingestion PDF · IMAGE · CSV
  • 5-year lookback OBJECTION-READY
  • Audit risk modelling SARS HEURISTICS
  • Refund quantification WITH EVIDENCE
IRP5
2025 — Combined Employer Certificate
PROCESSED · 12 DEDUCTIONS DETECTED
Verified
RA
Allan Gray Retirement Annuity
UNDER-UTILISED · R 18,400 HEADROOM
Opportunity
MED
Discovery Health — 2024 Certificate
CREDIT UNDERCLAIMED · R 3,240
Recover
CGT
Easy Equities — Disposal Schedule
14 DISPOSALS · BASE COST CALCULATED
Verified
BANK
FNB Business Statement · Q4
142 TRANSACTIONS · CATEGORISING
Processing
03 · Optimisation Engine

Model the future before SARS does.

Run Monte Carlo simulations across salary vs dividend structures, RA contributions, CGT realisation timing, and entity restructuring. Stance forecasts your obligation across a multi-year horizon and proposes the legal, defensible path.

  • What-if simulations UNLIMITED SCENARIOS
  • Entity comparison PTY · TRUST · SOLE PROP
  • CGT timing model 10-YEAR HORIZON
  • Audit defensibility WITH WORKING PAPERS
R42,860
Annual Optimisation Identified
Across 7 legal strategies
By the numbers

Built for scale. Engineered for trust.

R 1.2B+
Refunds identified
In pilot programme
12,400
Legal judgments
Indexed & searchable
98.7%
Citation accuracy
Independently audited
< 2s
Median response
Latency, full RAG
Pricing

Start free. Upgrade when complexity demands it.

Built for individuals. Engineered for enterprise. All plans in ZAR. VAT-inclusive.

Personal
For salaried professionals filing standard returns.
R0/ month
FREE FOREVER · CORE FEATURES
  • AI Advisor — 25 queries / month
  • Single IRP5 return analysis
  • Tax Health Score
  • SARS notice explainer
Get started
Enterprise
Firms, trusts, tax practices.
Custom
ANNUAL CONTRACT · DEDICATED SUPPORT
  • Multi-entity dashboards
  • Practitioner portal access
  • White-label option
  • API access & SSO
  • Custom legal corpus
  • SLA · onboarding manager
Talk to sales
— Early Access · 2026 Tax Season

Take your stance.

Join the waitlist for early access. We'll reach out before the 2026 SARS filing season opens with your invitation, founding-member pricing, and onboarding.

POPIA COMPLIANT · NO SPAM · UNSUBSCRIBE ANYTIME
Enterprise enquiries · hello@stancefinance.co.za
Professional Plus · R 249/mo · 14-day trial
Start free trial